| ASO |
|
Dental coverage in general
is fairly predictable once it has been part of a benefit
program of a company for a minimum of 2-3 years. Dental
ASO plan (Administrative Services Only) can be
advantageous to groups of 25 or more participants
primarily due to the fact that the plan design
has |
|
| * |
Deductibles |
| * |
Co-Insurance for
certain services |
| * |
Maximum benefits per
year | |
|
The employer can retain the
premium that would have been paid to the insurance
carrier. The Company can reduce costs and still provide
the same benefit design by: |
|
| * |
Obtaining the services
of a TPA to process claims as well as measure and
report utilization by category (Premium, Basic,
Major, Other) |
| * |
Retain the premiums
that used to be paid each month to the insurance
company |
| * |
Pay for dental
services as they occur |
| * |
Maintain premium cost
share with employees based upon traditional rates
for
Single/Family | |
|
|
